Complete Step-by-Step Guide: How to Buy & Transfer a Plot in Fazaia Housing Society

### Safe Property Buying in Fazaia Housing Societys

Purchasing land inside military-administered housing schemes like **Fazaia Housing Society** is recognized as one of the safest real estate transactions in Pakistan due to tight institutional oversight by the Pakistan Air Force (PAF) Directorate of Estate.

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### Step-by-Step Purchase & Transfer Workflow

#### 1. Site Visit & Title Verification
Always physically inspect the plot, confirm boundaries via the society's certified surveyor, and verify the original Allotment Letter / Transfer Letter at the Fazaia Estate Office before handing over token money.

#### 2. Token & Bayana Agreement
- Execute a stamp paper agreement detailing plot number, block, total sale price, advance token, and completion date (typically 30-45 days).
- Both buyer and seller exchange photocopies of CNICs and sign the legal contract with witnesses.

#### 3. Seller Applies for NDC (No Demand Certificate)
The seller applies for the NDC at the Fazaia Estate Office. This ensures:
- All development charges are clear.
- No pending litigation or outstanding society dues.
- Water and possession fee clearances.

#### 4. Payment of Government Taxes & Transfer Fees
- **Transfer Fee:** Payable to Fazaia Housing Society through designated bank vouchers.
- **FBR Taxes:** Advance Tax (Section 236K for Buyer & Section 236C for Seller) based on active filer status.
- **Stamp Duty & TMA Taxes:** Deposited through official e-stamping portals.

#### 5. Transfer Day at Fazaia Head Office
Both buyer and seller appear before the Fazaia Transfer Officer with original CNICs and photographs:
- Biometric verification and photograph capture.
- Handover of original Pay Orders to the seller.
- Issuance of the Transfer Intimation Slip.

Within 7-10 working days, the new official **Fazaia Allotment/Transfer Letter** is issued in the buyer's name.